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Shopify or WooCommerce: the difference is who takes a cut

Two ways to sell online that are not alike. One rents you a store and takes a percentage of everything you sell. The other is yours, and asks somebody to keep it running.

Updated October 2, 2026By Victor Rouvreau9 min read

This page is published by Vicou Studio, a website design studio. Vicou Studio presents its own offer here, alongside other solutions. This is a commercial communication.

The short answer

Fewer than fifteen products and nobody to look after the technical side: Shopify, whose subscription runs whether you sell or not, and whose payment fee grows with your revenue. A wider catalog, or somebody who already runs a WordPress site: WooCommerce, where you choose your own payment processor and carry the hosting and the updates. I build and configure either one for EUR 1,190.

How this comparison was made

What is compared

An online store for a small US business selling physical products, shipping them itself, with no IT department. Two families: a platform hosted by its own publisher (Shopify), and an extension added to a WordPress site you host yourself (WooCommerce).

Criteria used

What each one takes from every sale, what it costs to open, what it takes from you, who does the work, what goes wrong after six months, and who fixes it then.

Date of the price check

Shopify plan prices and card rates recorded on August 30, 2026 from a US connection on shopify.com/pricing. Hosting and third-party provider rates are not recorded here, so they are left blank. A missing price is better than one you would find out was wrong at checkout. The Vicou Studio amounts are the contract's.

What was left out

Subscription selling, marketplaces, and custom development. Very large catalogs are not compared here. Nobody paid to appear on this page, and no provider is named or ranked except me, in my own row.

On this pageThe table

Five ways to open a store, and what each one takes from every sale

The blank prices are the ones I have not opened myself at a stated date. I would rather show nothing than a figure you find out is wrong when you pay.

OptionReal cost, first yearHours it takes youWho does the workWhat breaks at six monthsWho fixes it
No store at all: a payment link or an invoice by emailNo monthly fee. Your payment provider's own rate appliesMinutes per order, by handYouNothing technical. It stops scaling once orders arrive faster than you can typeYou. There is nothing to maintain, and that is the point
Shopify, built by you$29 a month on annual billing, $39 month to month, recorded August 30, 2026. Card rates from 2.9% + $0.30 per online transactionYour evenings, plus learning the tool and entering every productYouNothing on the machine side. Your stock and prices go staleThe platform, on the platform. You, on the catalog
Shopify, built by Vicou StudioEUR 1,190 once, plus the Shopify subscription in your name, $29 a month on annual billing, and the same 2.9% + $0.30 card rate as the row aboveGathering your names, prices and photos, writing a description for every product, then reviewing. The descriptions are the largest piece of the work and they are not included here, and no other route includes them eitherMe, for up to 15 products with up to two variant optionsNothing on the machine side. The store stays on Shopify: the theme cannot be movedThe platform. Six months of questions by email from me, on the site rather than the catalog
WooCommerce, built by Vicou StudioEUR 1,190 once, plus hosting and a payment processor account in your nameGathering your names, prices and photos, writing a description for every product, then reviewing. After launch, the updatesMe, for the site and the store settings, and up to 15 products with up to two variant optionsWordPress and its extensions update continuously, and running those updates after launch is outside the fixed priceSix months of questions by email from me. Repairs after launch are quoted case by case, or you handle them yourself
WooCommerce, built by a specialistPrice not publicNot recordedA provider whose main trade is online sellingThe same WordPress updates as the row aboveWhoever you contract with, on the terms you agree

No store at all: a payment link or an invoice by email

Real cost, first year
No monthly fee. Your payment provider's own rate applies
Hours it takes you
Minutes per order, by hand
Who does the work
You
What breaks at six months
Nothing technical. It stops scaling once orders arrive faster than you can type
Who fixes it
You. There is nothing to maintain, and that is the point

Shopify, built by you

Real cost, first year
$29 a month on annual billing, $39 month to month, recorded August 30, 2026. Card rates from 2.9% + $0.30 per online transaction
Hours it takes you
Your evenings, plus learning the tool and entering every product
Who does the work
You
What breaks at six months
Nothing on the machine side. Your stock and prices go stale
Who fixes it
The platform, on the platform. You, on the catalog

Shopify, built by Vicou Studio

Real cost, first year
EUR 1,190 once, plus the Shopify subscription in your name, $29 a month on annual billing, and the same 2.9% + $0.30 card rate as the row above
Hours it takes you
Gathering your names, prices and photos, writing a description for every product, then reviewing. The descriptions are the largest piece of the work and they are not included here, and no other route includes them either
Who does the work
Me, for up to 15 products with up to two variant options
What breaks at six months
Nothing on the machine side. The store stays on Shopify: the theme cannot be moved
Who fixes it
The platform. Six months of questions by email from me, on the site rather than the catalog

WooCommerce, built by Vicou Studio

Real cost, first year
EUR 1,190 once, plus hosting and a payment processor account in your name
Hours it takes you
Gathering your names, prices and photos, writing a description for every product, then reviewing. After launch, the updates
Who does the work
Me, for the site and the store settings, and up to 15 products with up to two variant options
What breaks at six months
WordPress and its extensions update continuously, and running those updates after launch is outside the fixed price
Who fixes it
Six months of questions by email from me. Repairs after launch are quoted case by case, or you handle them yourself

WooCommerce, built by a specialist

Real cost, first year
Price not public
Hours it takes you
Not recorded
Who does the work
A provider whose main trade is online selling
What breaks at six months
The same WordPress updates as the row above
Who fixes it
Whoever you contract with, on the terms you agree

Depending on your situation

You sell a handful of items, occasionally

No store. A payment link or an invoice costs nothing per month and works perfectly until orders outgrow it.

You have fifteen items or fewer and no appetite for the technical side

Shopify, built by me. Payment and shipping are built into the platform, so there is nothing to install, but switching them on stays with you: it takes your bank details and your identity documents, which I never hold.

Your catalog is wider than fifteen items

That is outside the fixed price, and it is quoted case by case. Tell me what you sell before you go looking elsewhere.

You want the store to be an asset you own

WooCommerce. I configure payment, shipping and sales tax with your details at the same fixed price as Shopify. What stays with you is running the updates once the site is live.

Online selling is the whole business, not a part of it

That is a bigger job than a fixed price can hold. Tell me what you sell and we look at it together, rather than you guessing from a page.

Nobody at your company will ever run a software update

Shopify. The platform does that part permanently, and it is a real service you would be giving up.

The criteria that decide it

  1. What gets taken from every sale

    This is the line that decides your cost, and it is the one people look at last. On Shopify's entry plan, card rates start at 2.9% + $0.30 per online transaction, recorded August 30, 2026. A US processor on WooCommerce publishes much the same rate, so the card fee itself is close to a wash. What Shopify adds, and WooCommerce has no equivalent of, is a surcharge for not using Shopify Payments, from 2% on the entry plan down to 0.6% on the top one. At $2,000 a month in sales that surcharge is $40, already more than the subscription, and at $20,000 it is $400 a month. What the fees add up to at a given monthly volume is worked through on the blog, in what it costs to start a Shopify store, and it is not repeated here.

  2. Who calculates the sales tax

    On Shopify the platform has a tool for it. On WooCommerce you add a service that does the same job, and you choose it. What neither the platform nor I can tell you is what you actually owe: nexus, thresholds and state rates are a question for a US accountant, and they are the reason this row says who calculates rather than who owes.

  3. Who writes the product pages

    None of the five routes includes it, my fixed-price package among them. I enter up to fifteen products, with up to two variant options such as size and color, from the names, prices and photos you give me. Writing the product descriptions is the largest piece of work in a store launch, and it sits outside the fixed price: it is quoted case by case.

  4. What happens if you leave

    The asymmetry is worth knowing before you choose rather than after. On WordPress you leave with the site, the files and the database. On Shopify the account transfers to you and the store stays on Shopify, because a Shopify theme cannot be moved: leaving means a second build. That second bill belongs in any honest comparison, and it is rarely in one.

  5. Who does the updates

    On Shopify, the platform, permanently. On WooCommerce, running them is outside my fixed price and quoted case by case, or you run them yourself, whoever built the site. I answer questions by email for six months. That is answering questions, not maintaining the site, and it is a distinction worth being clear about before you sign.

The quiz

Five questions, and you will know whether it is Shopify or WooCommerce, and who should build it.

Question 1 of 5

How many items will you sell, counting sizes and colors as separate lines?

My studio

The concrete case: Vicou Studio

Who it is for

A US business with fifteen products or fewer, two variant options at most, that wants to sell without touching the machinery, on Shopify or on WooCommerce, at the same price and configured with its own details. Below that, no store at all is often the right answer. Above it, the fixed price stops and the job is quoted case by case.

What it costs

EUR 1,190, paid in two parts: EUR 357 on order and EUR 833 when the store goes live. The Shopify subscription, or the hosting and the payment processor on the WooCommerce route, are opened in your name on your own accounts and never pass through me.

The timeline

15 business days, counted on the French working calendar, about three calendar weeks, from the start date I confirm in writing once the deposit has cleared and your content is complete. The clock pauses by dated email every time I am waiting on you.

What the fixed price does not cover

Writing your product descriptions. Working out which sales tax you owe, which is a question for a US accountant. Anything past fifteen products or two variant options, which is quoted separately. Ongoing catalog work after launch, and on the WooCommerce route, running the updates.

When this is not the right answer

Fifteen products, two variant options

Fifteen items, counting sizes and colors as separate lines, is what a fixed price can carry without guessing. Past that the work stops being predictable, so the price stops being fixed and becomes a quote, with the figure written down before you commit to anything. Send me the list of what you sell and you will know which side of that line you are on within a day.

On WooCommerce, the updates are yours after launch

WordPress, the theme and every extension need updating, and running those updates is not included once the site is live. If nobody at your company will do it, Shopify spares you that.

You are billed in euros

What that costs in dollars depends on the rate the day you pay, and your card may add a foreign transaction fee. It is a real cost of working with me, and I would rather you counted it before you order than found it on your statement.

The store subscription and the hosting are never mine

They are opened in your name, on your accounts, with your card. That is deliberate: it is what lets you leave without asking me for anything.

Frequently asked questions

Is Shopify or WooCommerce cheaper?

Over the first year, Shopify usually costs less because there is nothing to set up and nothing to maintain. Over several years, WooCommerce costs less in fees and more in attention, and the crossover depends almost entirely on how much you sell.

The honest way to compare is not the subscription but the percentage: Shopify takes a card rate on every sale, plus a further fee if you use another processor. WooCommerce takes nothing, and your processor charges what it charges.

Can I move a Shopify store to WooCommerce later?

You can move the products and the customer data. You cannot move the design, because a Shopify theme does not travel. In practice that means a second build rather than a transfer, and it is worth pricing that in before you choose rather than discovering it in year three.

Do I need a store at all?

Often not, and this page asks it first rather than last. A store starts earning its keep when handling orders by hand costs you more than the platform does, and before that point a payment link or an invoice does the job for nothing a month.

What the table above adds to that question is the second half of it: a store also hands somebody a percentage of every sale for as long as it exists. Volume decides whether you need one, and the row you pick decides who takes a cut once you do.

Who handles sales tax?

Shopify has a tool that calculates it. On WooCommerce you add a service that does the same. What you actually owe, in which states, is a question for a US accountant: neither the platform nor I can answer it, and anyone who tells you otherwise is selling past the edge of what they know.

Victor Rouvreau, founder of Vicou Studio

Written by

Victor Rouvreau

I've been building websites for four years, for myself and for clients.

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Sources and date checked

Page updated on October 2, 2026. It is reviewed at least once a quarter. If something here looks wrong or out of date, write to contact@vicou.studio: the page is corrected, or the claim comes out.

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